When it comes to car insurance in Australia, many drivers are looking for policies that not only provide basic coverage but also offer valuable add-ons. These enhancements can significantly improve the overall protection for both the vehicle and the driver. Here’s a look at some of the most popular car insurance deals that come with add-ons to keep in mind.
1. Comprehensive Insurance with Roadside Assistance
One of the most sought-after add-ons is roadside assistance. This feature provides drivers with peace of mind, knowing that help is just a phone call away if they encounter vehicle trouble. Comprehensive insurance policies that include roadside assistance often cover breakdowns, flat tires, and battery replacements, ensuring that drivers are never left stranded.
2. Hire Car Coverage
Another valuable add-on is hire car coverage. This ensures that if your vehicle is involved in an accident and is deemed unroadworthy, you can rent a car at no extra cost while your car is being repaired. This add-on is ideal for those who rely on their vehicles for daily commuting or work-related travel, minimizing disruption during repairs.
3. Personal Effects Coverage
For drivers who frequently leave valuables in their vehicles, personal effects coverage is an essential add-on. This coverage protects personal belongings such as laptops, clothing, and sports equipment in case of theft or damage. Many standard car insurance policies do not include personal effects, making this add-on a worthwhile consideration.
4. Choice of Repairer
Choosing your repairer can be vital for those who prefer specific auto repair shops or mechanics. This add-on allows you to select where you take your vehicle for repairs, ensuring that you receive quality service that meets your standards. Policies that offer this add-on can give you greater control over your insurance experience.
5. Cover for Modifications
Modifications to vehicles can enhance performance or personal style, but they often can lead to higher insurance premiums or limited coverage. Many insurers offer add-ons that specifically cover modifications like custom paint jobs, modified engines, or aftermarket parts. If you’ve invested in upgrading your vehicle, this add-on is essential to safeguard your investment.
6. No Claim Bonus Protection
Many drivers worry about losing their no-claim bonus if they file a claim. No claim bonus protection allows drivers to make one claim without affecting their no-claim discount. This add-on can save drivers money in the long run while providing peace of mind during the insurance period.
7. Glass Cover
In Australia, it’s common for car windows to be damaged due to environmental factors or debris on the roads. Glass cover is an add-on that provides comprehensive coverage for window repairs or replacements. This feature is especially helpful in areas prone to hailstorms or flying debris from construction sites.
In conclusion, drivers in Australia looking for car insurance deals that include add-ons have a variety of options available to enhance their coverage. From roadside assistance to hire car coverage, these add-ons can provide peace of mind and ensure that you stay protected on the road. When shopping for car insurance, it’s important to compare different policies and consider which add-ons align with your needs and lifestyle.
